• Social Inflation: Rising Tides in the Insurance Markets

      Heim, Noah (2021-12)
      Social inflation, despite its relative recency, has been a strong concern for some of the largest insurance carriers in the world. With claims costs increasing across broad markets, especially in casualty markets, insurers are racing to find the reason why. Increased claims costs can result in a number of negative effects on both insurance carriers as well as insurances buyers. Social inflation seems to be a key driver of these increased costs. Doing a deep dive into the validity of this claim and studying some potential causes as well as markets in which social inflation is occurring has led to the discovery of some significant effects on the insurance marketplace as well as some potential solutions to help curb the problem and move past this issue.
    • Therapeutic Exercises: A Conservative Approach To The Treatment Of Chronic Low Back Pain

      England, Austin
      Chronic low back pain is becoming a worldwide epidemic; millions suffer from this condition every year. Back pain is one of the most frequent reasons cited for patient visits every year. It is the second most reason for days of missed work following the flu. Chronic low back pain is defined as pain persisting in the low back region for greater than three months. This pain may originate from a variety of factors. These factors can include, but are not limited to injury, disease, or different stressors on the body. Pain in the low back region may be felt as sharp, dull, achy, burning, specific, or vague. Due to the complex nature of chronic low back pain and the variety of forms in which it can take place there are a variety of different tools used to diagnose it. Research has determined the best ways to diagnose chronic low back pain, but has still not found the best way to treat chronic low back pain. This literature review will analyze one treatment form for chronic low back pain, therapeutic exercises. The following text states that therapeutic exercises are an effective conservative treatment option for chronic low back pain. The most effective therapeutic exercise approach is one that incorporates exercises from several different methods into the rehabilitation plan.
    • Thyroid Disorders

      Myers, Amanda
      Thyroid disorders are highly prevalent worldwide. In order to obtain a better understanding of these disorders research was done by analyzing current data and scholarly literature. Questions answered by this research comprise different aspects of thyroid disorders and their affects. What types of thyroid disorders exist? How do they affect the body and how detrimental are they when left untreated? How do these disorders affect the daily living of the individuals affected? And how are third world populations affected by these disorders? Research suggests that over 750 million people worldwide suffer from a thyroid disorder. These disorders have detrimental effects on the body’s functions and metabolism. When the human thyroid is interrupted a host of symptoms can occur. These symptoms make activities of daily living a challenge. Several treatments are available, the most common being supplementation of synthetic thyroid hormone. Research shows that countries in Africa suffer from a high prevalence of iodine deficiencies. Many of these deficiencies are left untreated and lead to premature death. The most cost effective treatment is supplementation of iodine in the daily diet of the populations through iodized salt. This supplementation could decrease the prevalence of these deficiencies if implemented. This thesis will investigate the causes, distribution and treatment of thyroid disorders.
    • Transcatheter Aortic Valve Replacement: A New Method for the Treatment of Aortic Valve Disease

      Sluyter, Erin E.
      As heart complications increase among the elderly population, transcatheter aortic valve replacement is a new procedure that can treat many aortic stenosis and congestive heart failure patients. Transcatheter aortic valve replacement is a common medical procedure across Europe; this investigates the possibility of the procedure’s adoption as common practice in the United States. Several factors have been identified as key components for adapting to this procedure. Medical institutions must update their catheterization labs and operating rooms as well as train all surgical staff members on the transcatheter valve technology and standard procedures. Intensive care unit and surgical recovery staff must also be adequately prepared to care for patients who undergo transcatheter aortic valve replacement. These changes by medical facilities could potentially allow a great expansion in the number and type of patients the facility is able to treat. Furthermore, patients who are eligible to undergo this surgery are shown to benefit in their post-surgery recovery time and in their overall health. Based on extensive research, medical professionals should be considering adoption of transcatheter aortic valve replacement as a common method for treatment of aortic valve disease.
    • Transitioning Towards Inclusion: The Quest for Equality at the Collegiate Level

      Patterson, Kade Joseph Lee
      The research inquires into the reception that members of the lesbian, gay, bisexual, and transgender (LGBT) community receive in general, especially transgender people in particular. Different scholars and researchers have pointed out that the states have not legislated adequately or have entirely failed to legislate protection for the rights of transgender people. Other scholars have equally pointed out that there is segregation and discrimination against transgender people at the collegiate level. The research reviews the findings of various scholars who have conducted surveys on the topic. The next standard of the research is a practical investigation done on various respondents to verify the veracity in the previous findings. The general result and outcome of the investigation points towards the same direction as those other researchers have previously. The results are that there is a public hatred and vast discrimination against the transgender population. The survey concludes by providing some recommendations that will eradicate discrimination against people who identify as transgender. Some of the recommendations provided include a departure from focusing on identity towards putting an emphasis on equality and proper monitoring mechanisms that will ensure the laws protecting transgender people are performed verbatim seriatim.
    • Turnover in Public Accounting and its Effects on the Industry

      Gentry, Ashley
      There is a large turnover of employees in the public accounting firms in the United States. This research paper looks at the demographics of the employees that are leaving public accounting and what factors are causing them to leave the industry. It also looks at what kind of an effect this turnover has on the accounting industry. Research was gathered by reading past studies that have been done on this topic, as well as recent articles that have been published by credible sources. The demographics of the employees that are leaving are senior or management level and mostly women. Some of the factors that are causing employees to leave public accounting are the job description, the separation of goals between the firm and the employee, the work place culture, other career opportunities, the lack of work life flexibility, and overall stress and burnout of the job. This is having an effect on the accounting industry by causing a lack of diversity in the firms, as well as causing the firms to have to make policy changes in order to better retain their employees. This is an important study because the turnover rates in the accounting industry only continue to increase and accounting firms need to do something about it in their organizations.
    • The United States and Canadian System of Healthcare: A Comparative Study

      Akinlaja, Mopelola O.
      There is a lot to be said about the world of healthcare. The significance of the role our health plays in our lives cannot be overemphasized. The idea of this paper is to explore two of the largest and functional healthcare systems in the world. The purpose of this is because of some key differences between the systems of healthcare that are very important as they relate to the accessibility and availability of healthcare and also the quality of care that is received. The two countries being compared in this paper are the United States and Canada. These countries utilize systems of healthcare that were founded on similar principles, but that have diverged over time. The major conversation going on around the world is the fact that healthcare system in the United States needs some major adjustments. On this premise, I decided to investigate and conduct a comparative study between these two systems of healthcare. I am comparing these systems using three major criteria; the cost, the quality and the amount of funding and research these countries are involved in. After some research was conducted on my part, I came to the conclusions that healthcare is more expensive in the United States than in Canada, the quality of care produced in the United States is not necessarily better than in Canada but the United States is more advanced in technology and research and finally that the United States should consider adjusting their method of approaching healthcare to make it available to the entire population.